Who is northstar location services

However, if you work with a law firm like Lexington Law, you have nothing to worry about. They will help you dispute the collection account and possibly get it removed from your credit report. Call Lexington Law to learn how they can help you avoid lawsuits and remove negative items from your credit report that will significantly improve your credit scores.

Some states allow wage garnishment, while others do not. It is important to note that if you are in a state that does not allow wage garnishment, it is illegal for them to threaten to garnish your wages. It is also illegal for Northstar Location Services to make any claims they cannot or will not follow through on — this includes threatening to sue you or to foreclose on your home.

If you are being harassed by a debt collector, you should also consider filing a complaint. Lexington Law knows that you have rights, and Northstar Location Services does too. Missed payments over several months will cause a hit to your credit score. Couple that with a collection account on your credit report, and it can definitely impact your ability to qualify for new credit. Debt collectors often buy and sell debt from one another, so this can lead to multiple collections showing on your credit reports for the same account.

There are strict regulations about what a debt collector can and cannot do in the United States. For example, the Fair Debt Collection Practices Act prevents the use of abusive or deceptive tactics to collect any debt, whether or not you actually owe it. In particular:. Avoid the phone. The lawsuit also charges that Northstar Location Services violated the Illinois Collection Agency Act by disclosing information about a debt to another person, and by engaging in dishonorable, unethical, or unprofessional conduct likely to deceive, defraud, or harm the public.

Federal laws protect you. The Fair Debt Collections Practices Act FDCPA regulates the behavior of collection agencies by prohibiting actions such as the use of abusive or threatening language; harassment; or the use of false or misleading information to collect a debt. The FCRA regulates how collection agencies and creditors report delinquent debts to credit reporting agencies. Consumers have reported this agency harassing them from the following numbers: If you want to enforce your rights, or recover money for violations — you need to sue.

Federal laws provide individuals like you with a means to seek monetary damages in court. I felt like I was sinking. After sending in my case evaluation, Lemberg Law quickly threw me a lifeline and turned the tide. Thank you all for helping me with my debt issue.

The last year has been a very tough one and this check will really help. So impressed with Lemberg Law. Sound off and share your experience with other visitors in the comment box below. Sergei Lemberg is a lawyer whose practice focuses on consumer law, class actions and personal injury litigation. In , Mr. He is the author of Defanging Debt Collectors, a book that teaches consumers how to battle debt collectors and win.

Today, my insurance company contacted me to try and resolve a complaint made regarding a total loss vehicle. After speaking with the rep from my insurance company he called Northstar as Ally sold the account to them. The lady told him she could not do that due to it being a collection agency and then asked me we were on 3 way how was I going to pay?

I tried calling them back to speak to a supervisor and he was equally as rude and continued to tell me that he deals with this all the time and that I am responsible for the balance. I tried to tell him that is not why I requested to speak with him. They would not give me their names. If anyone knows who to contact to file a complaint, please let me know.

Thank you. Maybe you can help me with this intrusion. Northstar location services calls every day. They do not identify themselves as a debt collector and they have not sent any verification of any debt can you help me. I keep getting calls from Northstar Location services. Pressing different numbers. Following their prompts. They call me every day. Please let me know if you can help. Write a comment below to share online. Or, instead you can send a secure message to our legal team.

Email is required to block spam, but will not be published. If Northstar validates the debt and the statute of limitations has not run out, then you may want to negotiate a settlement for the debt. Collection agencies buy collection accounts for one to eight cents on the dollar, typically. The fresher the account, the more an agency pays for an account. The individual debt collectors who work for collection agencies are paid on a commission, and have extra incentives to make deals at the end of the week and at the end of the month.

Use this to your advantage if you want to negotiate a settlement to the debt. If the collection agency did not buy the account and is working under contract with the creditor, then it will have less flexibility in settling the debt.

Either because the agency bought the account for top-dollar, or because the agency is working for the creditor, settlements on newer accounts typically range from 40 to 60 cents on the dollar. Chances are you may not know who to contact, or how to negotiate down your debt. A debt relief expert may be able to reduce what you owe, get more favorable payment terms and protect you from ongoing harassment from MRS Associates. If you do not feel comfortable negotiating, then partner with a debt settlement provider.

Debt settlement companies employ teams of people who do nothing but negotiate settlements all day. Debt settlement companies rely on databases of past settlements so their negotiators know what range original creditors and collection agencies have accepted for settlements in the past. Top debt relief companies should have an existing relationship with MRS Associates and practical experience in knowing how to secure a favorable outcome for you. You may be able to offload the stress of negotiating with MRS Associates onto someone else.

The debt relief provider can handle all the back and forth until the transaction is complete in a manner consistent with your ability to pay. We literally get anxiety every time the phone rings. Is there any other option or do we have to pay them now that they own the debt? Thank you so much, in advance, for your help. Rob, if they legally own the debt, then you have to work out a solution with them such as a payment plan or a reduced-balance settlement , find an independent solution such as bankruptcy or you can ignore them and see if they sue you.

The right decision depends on who is responsible for the debt and his or her income and assets, how long it has been since the debt went into default, and the size of the debt and whether it is big enough for Northstar to pursue a lawsuit against you.

I just got a random voicemail from them today. I have absolutely nothing that could even be in collections. Should I return their call? Josh, the first thing I would do would be to pull a credit report at www. One could be there in error. I don't think there is great risk in calling them, especially if you are certain that you don't owe a debt. I got a letter in the in regards to a personal loan that hasn't been paid. The loan was turned over to an attorney's office for collection.

I have no income to pay. What do I do? Call the attorney's office to let them know my situation? I live in Oregon. Amy, I am not a lawyer, so I can't give legal advice. I will share some information with the understanding that you don't consider it legal advice. Now may be a good time to call, given that so many people are in hardship.